Home Loan Cheat Sheets

Buying a property can be a daunting task. From finding the right property; right through to finding the right home loan, help is at hand. Feel free to download our complementary “Cheat Sheets” If you need more assistance; feel free to call us on 1800 824 325 or 0414 727 308. We are only a phone call away.

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Ready to make a move

Your step-by-step checklist for being home owner ready!

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Choosing your home checklist

Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’ features compared to those you could possibly live without.

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Negotiating With Agents

Real estate agents can be the gateway to snapping up a bargain. In most property transactions you are likely to have to deal with a real estate agent, so it’s worth taking time to understand what makes them tick.

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Protecting Your Purchase

When it comes to buying your new home, the insurance is just as important as the  home itself.

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Borrowing Tips

While your lender will give you a maximum borrowing amount, it’s essential that  you determine your own borrowing capacity when searching for your new home.

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Boosting your Borrowing Prospects

With tougher lending standards now in place, borrowers need to be more prepared. Ensuring you have a good savings and employment history and the necessary documentation, can help smooth the path to home ownership.

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How to Use Equity

Realise your property investment goals through capitalising on the equity built up in your home.

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Lenders Mortgage Insurance

Lender’s Mortgage Insurance (LMI) can help you enter the market sooner.

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Interest Rates Affect Mortgage

While rates move up and down, you should always consider the impact they will have on your mortgage.

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Government Incentives

It can be hard for for first time buyers to get a foothold on the home ownership ladder. There are however various government grants and concessions that can help offset some of the expenses when getting started.

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