Home Loan Cheat Sheets

Buying a property can be a daunting task. From finding the right property; right through to finding the right home loan, help is at hand. Feel free to download our complementary “Cheat Sheets” If you need more assistance; feel free to call us on 1800 824 325 or 0414 727 308. We are only a phone call away.

Ready to make a move

Your step-by-step checklist for being home owner ready!

Choosing your home checklist

Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’ features compared to those you could possibly live without.

Negotiating With Agents

Real estate agents can be the gateway to snapping up a bargain. In most property transactions you are likely to have to deal with a real estate agent, so it’s worth taking time to understand what makes them tick.

Protecting Your Purchase

When it comes to buying your new home, the insurance is just as important as the  home itself.

Borrowing Tips

While your lender will give you a maximum borrowing amount, it’s essential that  you determine your own borrowing capacity when searching for your new home.

Boosting your Borrowing Prospects

With tougher lending standards now in place, borrowers need to be more prepared. Ensuring you have a good savings and employment history and the necessary documentation, can help smooth the path to home ownership.

How to Use Equity

Realise your property investment goals through capitalising on the equity built up in your home.

Lenders Mortgage Insurance

Lender’s Mortgage Insurance (LMI) can help you enter the market sooner.

Interest Rates Affect Mortgage

While rates move up and down, you should always consider the impact they will have on your mortgage.

Government Incentives

It can be hard for for first time buyers to get a foothold on the home ownership ladder. There are however various government grants and concessions that can help offset some of the expenses when getting started.